11-16% target net APY. Learn why this opportunity is as real as it is rewarding.
Liquidity in as little as 30 days, with a $100 minimum investment.Learn more about it
Our automated rebalancing takes the stress out of managing your portfolio.
Private credit is non-bank lending that takes place in the private market, traditionally only available to institutions and the ultra-wealthy. Much private credit takes the form of loans to small and medium-sized businesses.
Regulatory changes are making it more difficult for banks to lend money. Since private credit funds are investing in deals that banks used to finance, institutional investors are fundraising for-and investing in-private credit at a record pace.
Heron Finance is the first robo-advisor exclusively focused on private credit, allowing accredited investors to diversify into this potentially lucrative asset class.
Source: Preqin, data through June 2022
Answer a few questions, and Heron Finance will recommend a strategy that aligns with your goals and risk tolerance.
Choose between a more conservative strategy with more diversification, vs. a more concentrated strategy that targets higher returns.
As soon as you invest on Heron Finance, you receive access to a portfolio of private credit loans. Portfolios are generally diversified globally, from growth-stage fintechs in Asia to U.S.-based real estate lending.
From due diligence to deal structuring to risk monitoring, every investment on the Heron Finance platform meets our rigorous quality standards.
In the current environment of higher-than-average interest rates, private credit investments can generate double-digit annual returns.
Investments on Heron Finance distribute interest monthly, so investors receive payments into their account on the last day of every month, making private credit a more consistent cash flow generator than most stocks.
Heron Finance is built on cutting-edge blockchain technology that enables reduced costs, deal transparency, and the portability and interoperability of your investments.
We are a blockchain-based platform, not a crypto-lending platform. Investors on Heron Finance do not need to own crypto, know how to use a digital wallet, or understand web3 at all.
The information on this website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Further, none of the information contained on this website is a recommendation to invest in any securities or a recommendation of any interest in any investment offered by Warbler Labs, Inc. or any of its subsidiaries (collectively, “Warbler”).
Any financial forecasts or financial returns, whether in the form of dividends or capital appreciation displayed on this website are for illustrative purposes only and are not a guarantee of future results. Private credit investments are subject to credit, liquidity, and interest rate risk. In the event of any default by a borrower, you will bear a risk of loss of principal and accrued interest on such loan, which could have a material adverse effect on your investment. A borrower may default for a variety of reasons, including non-payment of principal or interest, as well as breaches of contractual covenants. Credit risks associated with the investments include (among others): (i) the possibility that earnings of a borrower may be insufficient to meet its debt service obligations; (ii) a borrower’s assets declining in value; and (iii) the declining creditworthiness, default, and potential for insolvency of a borrower during periods of rising interest rates and economic downturn.
No communication by Warbler or any of its affiliates through this website should be construed or is intended to be investment, tax, financial, accounting, or legal advice. Warbler Advisory, Inc. is an SEC-registered investment advisor (RIA). Such registration should in no way imply that the SEC has endorsed the entities, products or services discussed herein.