Meet the team
Founders and Investment Committee
Mike Sall
CEO and Co-Founder
Mike is the CEO and cofounder of Heron Finance.
Mike has over a decade of experience leading data science and product teams across a range of financial and technology platforms. Before founding Heron Finance, Mike was the co-founder of the Goldfinch protocol, which has facilitated over $100M of private credit loans across over 20 countries.
Previously, Mike was the Head of Product Analytics at Coinbase, where he led the data science team that covered all of Coinbase's products. Prior to that, he was the Head of Data Science at the blogging platform Medium. His prior experience also includes co-founding the data science and machine learning consultancy Unbox Research, product management at Adobe, and management consulting at Deloitte. He holds a Bachelors in Economics from the Wharton School and Bachelor of Arts in Art History from the University of Pennsylvania.
Blake West
CTO and Co-Founder
Blake leads all technical development on the Heron Finance platform.
Before Heron Finance, Blake was the cofounder and CTO of Goldfinch, one of the first blockchain platforms to offer traditional financial assets to investors. The open source Goldfinch protocol has facilitated over $100M of private credit loans across dozens of borrowers, with nearly 6000 investors participating across many countries, with zero security incidents. He brings all of that knowledge and experience to bear in creating Heron Finance as the premier destination for secure investing in private credit.
Prior to Goldfinch, Blake worked in Engineering at various Silicon Valley startups, notably on the Core Payments team at Coinbase. He holds a Bachelors in Economics from the Wharton School at the University of Pennsylvania.
Surat Maheshwari
Head of Capital Markets
Surat Maheshwari is the Head of Capital Markets at Warbler Labs, where he drives private credit business (origination, structuring, risk management) through institutional partnerships active in the credit business.
Over his 25-year career, Surat has facilitated over $50 billion of aggregate debt and equity capital raise transactions for companies around the globe. Surat previously worked at banks such as Citigroup, NOMURA, and Oppenheimer in a leadership capacity in the capital markets business. He has also completed numerous structured transactions using a variety of asset classes in both private and public markets. Over the past seven years, Surat has been working with Fintechs in the lending space and leading the capital markets and product development efforts.
Surat has an MBA from Columbia Business School, and a BS in Engineering from the Indian Institute of Technology, New Delhi, and also holds the CFA charter.
Aaron Collett
Private Debt Principal
Aaron Collett is a Private Debt Principal at Warbler Labs, the team behind Heron Finance.
Prior to joining Warbler, Aaron started the Asia office for Lendable, a private lender to fintechs. His other experience includes credit risk assessment and equity investing at Goldman Sachs and EQT, among others. He holds an MBA from Wharton and Master in Public Administration from Harvard University.
Obinna Okwodu
Vice President of Private Credit
Obinna Okwodu brings a diverse background spanning financial services and fintech operations.
Obinna began his career as an Investment Banker at Morgan Stanley in New York. Over time, he transitioned into multifaceted roles, including founding and spearheading a West African fintech lending firm that focused on providing loans to middle-income consumers in the region. More recently, has been a private credit investor, originating private debt opportunities in both emerging and developed markets to the tune of $100M.
Behzad Taufiq
Senior Advisor
Behzad Taufiq is an experienced credit investor with a background in credit assets dating back to 2006.
Behzad has held significant roles in leading private equity and asset management firms. In his most recent position as Managing Director and Head of Credit Trading, Behzad successfully managed multiple teams responsible for underwriting, trading, and analytics of credit assets valued at over $50 billion. Additionally, he has ventured into the digital space, serving as the Global Head of Credit and Fixed Income at XBTO Global, a key player in the field of crypto finance.
Credit Advisory Council
Will Holt, CFA, is a professional investor with 20+ years of experience. He had a 17 year career at Eaton Vance (acquired by Morgan Stanley in 2021) where he was a portfolio manager in their leveraged loan group.
Will analyzed 700+ different corporate credits and underwrote $10bn+ in investments there. In the course of that career, he also analyzed many investment managers from both fund and corporate perspectives. Will has been an active crypto market advisor, investor, and participant for 13 years. He currently runs his own family office.
Patrick Dunne
Senior Advisor
Patrick Dunne has over 30 years of investment management, ETF, lending, fixed income, equity, and capital markets experience. He spent 25 years at BlackRock, most recently as Managing Director and Head of Global Markets and Investments in BlackRock's iShares ETF business and Head of BlackRock's San Francisco office.
Patrick was also Chief Capital Officer at LendingClub, COO & Chief Business Office at Jordan Park, and Head of Revenue at Theorem. He has an MS in Management from Stanford Graduate School of Business and received his BA in Economics from the University of California, Berkeley.